The Benefits of a Fixed Annuity Plan
February 16, 2009 by MOYMJennifer
Filed under Investing
A fixed annuity plan is an annuity that guarantees regular payments whether monthly, quarterly, semi-annually or annually. If you happen to have a huge amount of money on hand, you may opt to entrust this to an annuity issuer who then provides you with a regular allowance much like a regular monthly compensation income.
The annuity issuer, mostly an insurance company, takes your money and invests it in other financial instruments such as bonds, shares of stocks and the like. Any gain or profit as a result of investing your money is then credited to your account, minus of course, the company’s share. Read more
How to Invest in International Mutual Funds
February 16, 2009 by MOYMJennifer
Filed under Investing
Investing in international mutual funds can be both risky and rewarding. Whether you lose or benefit from mutual funds investing depends on whether or not you did your homework. This is when research and intelligent decisions become important. Read more
Understanding Mutual Funds
February 16, 2009 by MOYMJennifer
Filed under Investing
“The higher the risk, the greater the yield!”
This is a very famous line in the business world. It is a common belief that high-yield investments entail high amounts of risk and a filthy sum of money, to boot; hence, it is limited only to the rich. Stocks, bonds, and treasury bills are the best known securities.
A mutual fund is a professionally managed form of collective investment plan that gathers money from a large number of investors and invests it in bonds, stocks, short-term money market instruments, and/or other securities. More than $26 trillion is the current worldwide valuation of all mutual funds. Mutual funds are not an American invention. The first was started in the Netherlands in 1822, and the second in Scotland in the 1880′s. Read more
