Mint.com – Your Thinking Wallet on the Web

For a person who is too busy to track down where his dollars go and to figure out ways to save, Mint.com works like magic. A multi-awarded money management website, Mint.com is packed with easy features that make personal accounting equally easy for its users – at absolutely no cost and with minimal effort. Read more

PocketMoney for iPhone

For 15 years, the mobile application PocketMoney has made personal management of finances easier by helping people keep track of their incomes, expenses and savings effortlessly. Most users of Newton OS and Palm OS are testament to the efficiency of this award-winning tool. Read more

Back-to-School Savings

Back-to-school season can be both tiring and expensive.  School supplies, clothes, books, shoes, and enrolment can be costly.  And with the global recession and shrinking of many currencies’ buying power, where does that put the ordinary folk?  To help save, we have come up with a list of tips. Read more

Breaking Into the Stock Market

People save in order to be ready for retirement, a family vacation, new home or car and unforeseen events. Many of us leave our money in the bank to grow with earned interest because it is safe and we are not sure how to invest otherwise. But counting on interest rates to grow your nest egg won’t work because interest rates do not cover your money against inflation rates. Many look to the stock market to diversify their investments.

The stock market is where publicly listed companies trade shares of stock to the public at an agreed price. The stock market is one of the most important ways for companies to raise money for continued growth. Read more

Tax-Free Municipal Bonds

Municipal bonds, also known as “Munis,” are investment tools that have guaranteed payments with interest earnings.

These are issued by municipalities that wish to raise capital for projects such as schools, roads, bridges, healthcare, or other benefits to its citizenry. They are tax-free because of the federal government’s stand that it is for the benefit of the constituents. Read more

How to Negotiate for a Higher Paycheck

If you don’t ask for it, chances are you’ll never get it.

Many employees today are unhappy in their jobs because they feel they are underpaid. However, only a handful of these employees would ask for a raise because most of them are either shy or afraid of being thought of as greedy by their employers. Unknown to them, job dissatisfaction relating to low salary might cause their downfall later on if it will affect their day-to-day work performance. Read more

High Yield Savings Accounts

As the term implies, high yield savings accounts offer higher returns in terms of your money. They provide more perks but most of the time offer higher interest rates as well.  Most banks nowadays provide this type of savings account. Although they call it “high yielding,” the term is somewhat subjective. What is a high yield for the offering bank is more often than not a small figure for the client.

Read more

Towards Financial Freedom: How to Shrink Your Debt

Today’s society is teeming with borrowers and lenders, where the two are continuously feeding on each other in order to exist. Well, that is until a borrower can no longer pay. And in his inability to pay, his debt balloons into an alarming volume, making way for a more undesirably complex borrower-lender relationship. Read more

Spending Your Tax Refund

Ah, the pleasure of getting a tax refund. People work their tails off and just keep at it, thinking about expenses and how to get by when – voila! – a tax refund comes. Most people would have an urge to splurge when they get a refund, whittling away at a perfect opportunity to benefit for the long term. So how should one go about spending this tax refund? Read more

Discount Dental Plans

Good health, whether it is physical health, eye health or dental health is important to all of us. But these tough economic times means all of us are looking at our budgets more closely and looking for ways to save money. There are options for saving money on health plans known as discount dental plans but are they legitimate? Read more

Next Page »